Face value

10 000 $

Exchange

Astana International Exchange

High yield

Up to 4% per annum

Offers a higher return than standard US dollar deposits

Quick returns

For 6 or 12
months

Unlike bonds, which can require years of waiting for a return

Advantages

Transparency

The return is fixed and predetermined. The amount you receive at maturity is not affected by market fluctuations

Security

The securities are issued by the Bank. They are listed on the AIX and included in the official list of securities of the AIFC

Stability
  • Protection against tenge devaluation
  • Return in US dollars
  • Enhanced return through hedging

Features

Option to sell back in 3 months

The Bank may repurchase the securities prior to maturity, subject to a minimum holding period of 3 months. For holding periods shorter than this, the securities can be sold on the secondary market.

Calculations

All trades are settled via the AIX CSD on a T+2 basis.

Who is this for?

  • For individuals and businesses
  • For government and quasi-government entities
  • For commercial banks, insurance companies, and pension funds

Why choose us?

K2 — 53.8%

The Bank's capital is nearly five times the amount required by regulators

NPL — 8.14%

The Bank consistently maintains a high-quality loan portfolio

ROE — 22.9%

The Bank provides returns that are a multiple of the prevailing market rates

Moody's — B1

The Bank has a 'Positive' outlook on its credit ratings from Moody's Investors Service.

Brokerage Fees

From 0.03%

Online trades: from $2 per trade

0.05%

Offline trades

0.1%

Transfer of securities to another broker: 15,000 - 150,000 ₸ per instruction

Depository Fees

0.007%

For assets up to $100 million

0.0064–0.0047%

For assets from $100 million to $50 billion

0.0042%

For assets from $50 billion

The commissions listed are current and are subject to change. Please confirm the applicable fees before executing any transaction.

Need help?

Call 7711 and say «commercial paper». Our managers are available on business days from 9:00 AM to 6:00 PM.