Deposits
Baytaq deposit
Manage your savings online
- From 13.8% to 14.5%
- up to 12 months
- up to 10 million ₸deposit guarantee*
KZT: 14,7% to 15,5% annual effective rate. USD/EUR/RUB: 0.0% to 1.0% annual effective rate
Jinaq+
Open a deposit at a favorable rate
- 15,5%
- up to 6 months
- up to 20 million ₸ deposit guarantee*
KZT: up to 16.7% annual effective rate 
 USD/EUR/RUB: 0.0% to 1.0% annual effective rate
AQYL
Educational Deposit
- Incoime 15,0%+7%*
- 36 months
- Up to ₸10M deposit insurance
KZT: 15.0% annual effective rate
Shared Budget
Conveniently save and spend together with family or friends
- up to 10 million ₸deposit guarantee
- up to 12 months
- up to 14,9%
KZT: 14.8% to 14.9% annual effective rate
Baytaq deposit
Manage your savings online
- From 13.8% to 14.5%
- up to 12 months
- up to 10 million ₸deposit guarantee*
KZT: 14,7% to 15,5% annual effective rate. USD/EUR/RUB: 0.0% to 1.0% annual effective rate
Jinaq+
Open a deposit at a favorable rate
- 15,5%
- up to 6 months
- up to 20 million ₸ deposit guarantee*
KZT: up to 16.7% annual effective rate 
 USD/EUR/RUB: 0.0% to 1.0% annual effective rate