Bonus is a standard unit, submitted to the Client owing to the Bank’s funds when payment for the goods and services using the payment cards according to the Bonus terms. 
1 Bonus equals to 1 tenge. 

In accordance with the new changes from 09.10.2023 bonuses can be canceled in the following cases: 
• when closing the card and card account (in the absence of other cards and card account) at the initiative of the Client;
• when closing an additional card on the "Family Card" product at the initiative of the Client;
• in the absence of a transaction on the card account within 180 (one hundred and eighty) days from the date of the last transaction; 
• in the absence of a a transaction (accrual, spending, restoration and etc.) within 180 (one hundred and eighty) days from the date of the last transaction.

Payment card holders have 4 bonus levels available: 
• Family
• Silver
• Gold
• Premium 
Payment card holders, who joined the bonus program, are assigned with Silver level.
The Bonus level is assigned automatically from the 1st day of each month based on the results of the previous month .
You can join the bonuses and find out about your level in the Mobile application. 

4 Bonus levels are available for cardholders:
• Silver level is available for all new and current participants of the bonuses. 
It is possible to join free of charge and get information about current bonus level in “My Bank” section of the mobile application. 
• Family is available only to users of the Family product.
There are no requirements for payment for goods and services, online purchases with cards within one calendar month.
• Gold – payment for the goods and services, Internet purchases using the cards during one calendar month from 70,000 tenge.
• For Premium Level, it is necessary to meet the following conditions every month:
1. the amount of payments made for goods and services, online purchases with cards within every calendar month from 120,000 tenge, 
2. every calendar month availability of a deposit (or several deposits) for a total amount of at least 500,000 (five hundred thousand) tenge or equivalent in foreign currency (the Bank's exchange rate is taken when calculating)*
* having a daily balance(s) at the end of the Bank's business day in bank deposit(s) (term and savings only) opened with the Bank.
Important: 
In case of non-fulfillment of the above conditions of the Bonus Level for the previous month, the Level will be reduced in the current month.  
The Bonus level is assigned automatically from the 1st day of each month based on the results of the previous month.
You can find out your level in the mobile application in the "My Bank" section