Sandyq Deposit

Name: Sandyq Deposit
Brand: Alatau City Bank
Price: 1000 KZT
Availability: InStock
Rating: 4.8 (230 reviews)

maximum return on your savings

Protects your savings from unplanned expenses and ensures their guaranteed growth

Open a deposit

01
Transparent income
Plan with confidence. You know the exact amount you will receive at the end of the term from the very beginning. No surprises
02
Increased rate
Earn more income. Increased interest rate for placing funds for the full term
03
Reliability and guarantee
Have peace of mind about your money. The deposit is protected by the Kazakhstan Deposit Insurance Fund
04
Savings discipline
Save more effectively. The absence of top-ups and withdrawals helps you stick to your financial plan and reach your goal faster

Detailed terms

Currency

KZT

Term

6 months

Minimum amount

10 000 ₸

Nominal rate

16,5%

Annual Effective Rate (AER)

from 17.7% to 17.8%

Deposit calculator

Deposit amountfrom 10 000 ₸

Deposit term

The deposit is opened for 6 months

Total amount to receive

0 ₸

Interest amount0 ₸

Interest rate16.5%

Open a deposit account

Application process

01
Select terms
Specify the desired amount and term in the online calculator to see your future income
02
Tap "Open deposit"
Go to the mobile application to start the application process
03
Confirm opening
Check the terms and confirm the operation. Your Sandyq deposit will be opened instantly

Open your Sandyq deposit today

Get the maximum return on your savings. Opening a deposit in our app takes just a couple of minutes.

Открыть депозит

Product details

Documents

Product name	«Sandyq» deposit
Type of deposit	Savings deposit without the right of top-up and partial withdrawal
Maximum guarantee amount	*The deposit is insured by the KDIF. The maximum guarantee amount is: up to 10 million tenge in national currency, up to 5 million tenge in foreign currency.
Currency	KZT
Minimum opening amount	10 000 KZT
Interest rates	According to the interest rates approved by the authorized body of the Bank.
Deposit term	6 months
Partial withdrawal	Not provided
Early termination	In case of early termination of the savings deposit, the interest accrued to the depositor by the Bank is subject to recalculation at the current interest rate for the 'On-demand' deposit. The return of the savings deposit is carried out after 30 (thirty) calendar days from the date the depositor submits an application for early return (closure) of the savings deposit. Within 30 (thirty) calendar days from the moment of submitting the application for early return (closure) of the savings deposit: − the accrual of interest does not stop. − if the depositor does not withdraw the application for early return (closure) of the savings deposit, on the 31st (thirty-first)* calendar day, the savings account is closed, and the deposit amount is returned to the depositor by crediting it to the current account using a payment card, taking into account the recalculation of the interest amount for the 'On-demand' deposit for the current period.
Interest payment procedure	On the maturity date, the deposit amount and interest are credited to the current account using a payment card.
Top-up	Not provided
Prolongation	Not provided
Commissions	According to the Bank's tariffs
Maximum deposit amount	Not more than 10% of the Bank's equity capital as of the date of deposit
Additional conditions	1. for citizens of the Republic of Kazakhstan and persons having a residence permit in the Republic of Kazakhstan aged 23 and over, opening a deposit is available in the Bank's branches or via remote service channels of the Bank; 2. for minor clients aged 14 and over, clients aged 18 to 23, as well as for foreign citizens, except for persons having a residence permit in the Republic of Kazakhstan, the opening of a deposit is carried out exclusively in their personal presence at the Bank's branches