Loans

Online loan

Loan amount

up to 8 million ₸

Loan term

up to 5 years

interest rate 28‒30%

AEIR 31.4–35.1%

Loan refinancing

Loan amount

up to 8 million ₸

Loan term

up to 5 years

interest rate 28–30%

AEIR 31.4–35.1%

Advance salary

Loan amount

up to 550 000 ₸

Loan term

up to 12 months

interest rate 37%

AEIR 35–36.74%

Deposits

Baytaq Deposit

deposit guarantee

up to 10 million tenge

deposit term

up to 12 months

APR from

from 15,42%% to 15,74%

Jinaq+ Deposit

deposit guarantee

up to 20 million tenge

deposit term

up to 12 months

APR from

from 16,21% to 16,77%

Sandyq Deposit

Deposit insurance

up to 20M tenge

deposit term

6 months

APR from

From 17.72% to 17.81%

AQYL Deposit

deposit insurance

Up to 10M tenge

deposit period

36 months

APR from

from 12,75% to 12,81%+7%

Shared Budget

deposit period

up to 12 months

APR from

from 14.87% to 14.93%

Transfers

MTS

Instant

Transfers

Currency

KZT

For transfers to another bank

only phone number required

Debit cards

Pay card

up to 2,5%

Bonus

Up to 4 categories

Enhanced bonuses

Loans

Online loan

Loan amount

up to 8 million ₸

Loan term

up to 5 years

interest rate 28‒30%

AEIR 31.4–35.1%

Loan refinancing

Loan amount

up to 8 million ₸

Loan term

up to 5 years

interest rate 28–30%

AEIR 31.4–35.1%

Advance salary

Loan amount

up to 550 000 ₸

Loan term

up to 12 months

interest rate 37%

AEIR 35–36.74%

Deposits

Baytaq Deposit

deposit guarantee

up to 10 million tenge

deposit term

up to 12 months

APR from

from 15,42%% to 15,74%

Jinaq+ Deposit

deposit guarantee

up to 20 million tenge

deposit term

up to 12 months

APR from

from 16,21% to 16,77%

Sandyq Deposit

Deposit insurance

up to 20M tenge

deposit term

6 months

APR from

From 17.72% to 17.81%

AQYL Deposit

deposit insurance

Up to 10M tenge

deposit period

36 months

APR from

from 12,75% to 12,81%+7%

Shared Budget

deposit period

up to 12 months

APR from

from 14.87% to 14.93%

Transfers

MTS

Instant

Transfers

Currency

KZT

For transfers to another bank

only phone number required

Debit cards

Pay card

up to 2,5%

Bonus

Up to 4 categories

Enhanced bonuses