Loans

Online loan

Loan amount

Up to 8 million ₸

Loan term

Up to 5 years

APR – from 43.0% to 46.0%

37%*

Loan refinancing

Loan amount

Up to 8 million ₸

Loan term

Up to 5 years

APR – from 43.0% to 46.0%

37%*

Money before salary

Loan amount

550 000 ₸

Loan term

Up to 12 months

APR – from 43.0% to 46.0%

37% per annum

Deposits

Baytaq Deposit

APR from

from 14,7% to 16,1%

deposit term

up to 12 months

deposit guarantee

up to 10 million ₸

Jinaq+ Deposit

APR from

up to 16.7%

deposit term

up to 6 months

deposit guarantee

up to 20 million ₸

Sandyq Deposit

APR from

From 17.7% to 17.8%

deposit term

6 months

Deposit insurance

up to 20M ₸

AQYL Deposit

APR from

14,0%+7%

deposit period

36 months

deposit insurance

Up to ₸10M

Shared Budget

APR from

up to 14,9%

deposit period

up to 12 months

Transfers

SWIFT

Any

Currency

Wide

Coverage

Unlimited

Amount

Western Union

Over

200 countries

Currency

KZT, USD

Transfer

within minutes

MTS

Instant

Transfers

Currency

KZT

For transfers to another bank

only phone number required

Debit cards

Pay card

up to 2,5%

Bonus

Up to 4 categories

Enhanced bonuses

Loans

Online loan

Loan amount

Up to 8 million ₸

Loan term

Up to 5 years

APR – from 43.0% to 46.0%

37%*

Loan refinancing

Loan amount

Up to 8 million ₸

Loan term

Up to 5 years

APR – from 43.0% to 46.0%

37%*

Money before salary

Loan amount

550 000 ₸

Loan term

Up to 12 months

APR – from 43.0% to 46.0%

37% per annum

Deposits

Baytaq Deposit

APR from

from 14,7% to 16,1%

deposit term

up to 12 months

deposit guarantee

up to 10 million ₸

Jinaq+ Deposit

APR from

up to 16.7%

deposit term

up to 6 months

deposit guarantee

up to 20 million ₸

Sandyq Deposit

APR from

From 17.7% to 17.8%

deposit term

6 months

Deposit insurance

up to 20M ₸

AQYL Deposit

APR from

14,0%+7%

deposit period

36 months

deposit insurance

Up to ₸10M

Shared Budget

APR from

up to 14,9%

deposit period

up to 12 months

Transfers

SWIFT

Any

Currency

Wide

Coverage

Unlimited

Amount

Western Union

Over

200 countries

Currency

KZT, USD

Transfer

within minutes

MTS

Instant

Transfers

Currency

KZT

For transfers to another bank

only phone number required

Debit cards

Pay card

up to 2,5%

Bonus

Up to 4 categories

Enhanced bonuses