Loans

Online loan

Loan amount

Up to 8 million tenge

Loan term

Up to 5 years

AEPR – from 31.4% to 35.1%

from 28% up to 30%

Loan refinancing

Loan amount

Up to 8 million tenge

Loan term

Up to 5 years

AEPR – from 31.4% to 35.1%

from 28% up to 30%

Money before salary

Loan amount

550 000 tenge

Loan term

Up to 12 months

AEPR – from 35% to 36.74%

37% per annum

Deposits

Baytaq Deposit

deposit guarantee

up to 10 million tenge

deposit term

up to 12 months

APR from

from 14,65% to 16,08%

Jinaq+ Deposit

deposit guarantee

up to 20 million tenge

deposit term

up to 6 months

APR from

from 16,57% to 16,65%

Sandyq Deposit

Deposit insurance

up to 20M tenge

deposit term

6 months

APR from

From 17.72% to 17.81%

AQYL Deposit

deposit insurance

Up to 10M tenge

deposit period

36 months

APR from

from 13.75% to 14.82%+7%

Shared Budget

deposit period

up to 12 months

APR from

from 14.87% to 14.93%

Transfers

SWIFT

Any

Currency

Wide

Coverage

Unlimited

Amount

Western Union

Over

200 countries

Currency

KZT, USD

Transfer

within minutes

MTS

Instant

Transfers

Currency

KZT

For transfers to another bank

only phone number required

Debit cards

Pay card

up to 2,5%

Bonus

Up to 4 categories

Enhanced bonuses

Loans

Online loan

Loan amount

Up to 8 million tenge

Loan term

Up to 5 years

AEPR – from 31.4% to 35.1%

from 28% up to 30%

Loan refinancing

Loan amount

Up to 8 million tenge

Loan term

Up to 5 years

AEPR – from 31.4% to 35.1%

from 28% up to 30%

Money before salary

Loan amount

550 000 tenge

Loan term

Up to 12 months

AEPR – from 35% to 36.74%

37% per annum

Deposits

Baytaq Deposit

deposit guarantee

up to 10 million tenge

deposit term

up to 12 months

APR from

from 14,65% to 16,08%

Jinaq+ Deposit

deposit guarantee

up to 20 million tenge

deposit term

up to 6 months

APR from

from 16,57% to 16,65%

Sandyq Deposit

Deposit insurance

up to 20M tenge

deposit term

6 months

APR from

From 17.72% to 17.81%

AQYL Deposit

deposit insurance

Up to 10M tenge

deposit period

36 months

APR from

from 13.75% to 14.82%+7%

Shared Budget

deposit period

up to 12 months

APR from

from 14.87% to 14.93%

Transfers

SWIFT

Any

Currency

Wide

Coverage

Unlimited

Amount

Western Union

Over

200 countries

Currency

KZT, USD

Transfer

within minutes

MTS

Instant

Transfers

Currency

KZT

For transfers to another bank

only phone number required

Debit cards

Pay card

up to 2,5%

Bonus

Up to 4 categories

Enhanced bonuses