Shared Budget

Shared Budget

Term deposit

Primary payment card, supplementary payment card - Mastercard/Visa

12 months/5 years

tenge

1,000 tenge

1 000 tenge

not more than 10% of the Bank's equity capital on the date of deposit or additional contribution

can be set by the current account holder using the payment card, per month, subject to spending limits set by the Bank (if any)

available (via cash and non-cash methods), subject to the maximum deposit amount

available via non-cash methods:

- from a savings account opened under the product, based on a standing order from the current account holder using a payment card;

- upon reimbursement (refund) by the merchant of the cost of goods/services in case of cancellation of goods/services paid for from the current account using a payment card.

Replenishment with cash or from other bank accounts is not available.

monthly payment to the savings account (with capitalization)

not applicable

permitted down to the minimum balance amount

1) for the current account using a payment card, primary and supplementary cardholders may perform spending operations available in the Bank's Mobile App:

- transfer to other Bank clients by phone number or card number***;
- transfer to own bank accounts within the Bank, excluding transfers to the product's savings account;
- payments via the Bank's Mobile App (additional services: online store, brokerage services, insurance, etc.);
- payment for goods and services via QR code;

2) since the current account using a payment card is replenished only from the product's savings account (deposit), spending operations on the current account using a payment card are possible only within the available balance on this savings account (deposit), provided that the monthly spending limit requirement set for the supplementary payment card is met.

automatic, unlimited number of times (subject to restrictions provided by the Agreement) for the same term, at the interest rate applicable in the Bank at the time of extension

Automatic reissue of the payment card is possible

*** until the product's savings account is closed

In case of early full withdrawal of the entire deposit amount, interest is not recalculated. Early full withdrawal of the entire deposit amount and closing of the savings account is carried out with subsequent closing of the current account using a payment card under the product. The remaining balance upon closing the savings account is returned in cash or transferred to the current bank account specified by the deposit holder in the application for opening and/or closing the savings account under the product

closing of the current account using a payment card under the product is carried out upon the holder's application only provided that the product's savings account is closed

According to the interest rates approved by the authorized body of the Bank / According to the Bank's tariffs