Product details
| Requirements for borrowers | Individuals (residents) aged 18 to 70 by the end of the loan term. |
| Currency | Tenge |
| Loan amount | From 30,000 to 8,000,000 tenge |
| Loan term | 3 months to 10 years |
| Interest rate | 37% per annum** (EAR* - from 43.0% up to 46.0% per annum) |
| Application method | Alatau City Bank mobile app |
| Security | Not required |
| Moratorium on early repayment | None, no penalties |
| Insurance | Not required |
| Organisation fee | None |
| EAR* - Annual effective remuneration rate | |
| ** - Rate was approved by ALTMC dated 19.09.2024 (Minutes № 11-24) | |
| Amount of penalty for violation of obligations to repay loan amount and (or) pay loan interest rate | Within 90 (ninety) days late payment - 0.5% (zero point five percent) of the amount of the overdue payment for each day of delay, but not more than 10% (ten percent) of the amount of the loan issued for each year of the bank loan agreement. After 90 (ninety) days of delay, the penalty is not charged. |