Product details
| Requirements for borrowers | Individuals (residents) aged 18 to 70 by the end of the loan term. |
| Loan currency | Tenge |
| Loan amount | From 30,000 to 8,000,000 tenge |
| Loan term | 3 months to 5 years |
| Interest rate | 37% per annum** (EAR* - from 43.0% up to 46.0% per annum) |
| Application method | In Alatau City Bank app |
| Insurance | Not required |
| Moratorium on early repayment | None, no penalties |
| Security | Not required |
| Organisation fee | None |
| ** - Rate was approved by ALTMC dated 19.09.2024 (Minutes № 11-24) | |
| Amount of penalty for violation of obligations to repay loan amount and (or) pay loan interest rate | Within 90 (ninety) days late payment - 0.5% (zero point five percent) of the amount of the overdue payment for each day of delay, but not more than 10% (ten percent) of the amount of the loan issued for each year of the bank loan agreement. After 90 (ninety) days of delinquency, remuneration and liquidated damages (penalties) will be charged. |
| EAR* - Annual effective remuneration rate | |