A shared budget helps you and your people manage money together. You can invite family or friends to track expenses and savings — they must be bank clients and register in the mobile app
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Residents of Kazakhstan aged 18 and over
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A person can own one shared budget and participate in another by invitation
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The owner is the person whose savings and card accounts are used to manage the shared budget
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A participant is a Kazakhstan resident over 18 whose name is on an additional card and who has access to the shared budget in the mobile app
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Only in tenge
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• Savings account — 1 000 ₸
• Card — not required
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• Savings account — for storing money and earning interest
• Card account — for transfers and transactions
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Yes, the savings account can be topped up in cash or via transfers.
The card can only be topped up by transferring from the shared budget or through a payment or transfer refund
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For the deposit: interest is paid monthly to the savings account. The rate is 14,0% (AEIR is up to 14,9%).
For the payment card: no interest is provided.
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In the mobile app or at a bank branch
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Funds can be withdrawn down to the minimum balance, and the interest is retained.
From the card, money can only be transferred from the shared budget to your own accounts in our bank.
Cash withdrawals and transfers to other banks are not allowed
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Yes. Funds in savings and card accounts covered by the deposit guarantee system for individuals up to 10 million ₸
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The savings account term is 12 months, automatically renewed for the same period at the rates effective on the renewal date. The card is valid for 5 years
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In the mobile app or at a bank branch
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The "Total budget" product is opened in tenge.
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